direct insurer meaning in English
直接保险人
直接保险者, 直接承保人
Examples
- Facility to cover direct insurers liability arising from employees compensation for death or injury caused by terrorist activities
作出财务安排，为直接保险人提供保障，让其可以承担恐怖活动引致雇员伤亡须负的赔偿责任 - This has the effect of substantially reducing reinsurers exposure to ec claims arising from infectious diseases and passing it onto the direct insurers through the operation of the retention per event by the latter
这做法大幅减低再保险公司所面对因传染病引致的雇员补偿保险申索的风险，而透过直接保险公司就每宗事件自留部分将有关风险转移给它们。 - Contingent capital is a relatively new type of convergence product , connecting insurance and capital markets . it is based on a contractual commitment to provide capital to a company after a specific adverse event occurs that causes financial distress . and contingent capital is designed more to sustain bussiness operations after a major loss . the aim is to prevent insolvency or a theat to planned investment projects due to a lack of disposable funds . these types of solution are especially suitable for hedging against extremely rare , but severe loss events . the market for contingent capital has existed since about 1995 and consists of about 16 deals so far , totaling usd 6 billion . and in the past the main purchasers of contingent capital solutions have usually been direct insurers and reinsurers
就现有的文献资料显示,截至2002年底,或有资本市场已经完成了16宗交易,交易总额达60亿美元,大多数或有资本交易都是为保险公司和再保险公司服务的。随着我国保险市场与国际市场的日益融合,国外保险公司参与国内保险市场的竞争,要想在国际化的激烈竞争中占有一席之地,就需要跟上国际市场最前沿的发展,发挥后发优势,充分利用已有的经验和条件。因此,正确认识或有资本的重要作用和发展潜力,有计划、有步骤地适时推出与我国国情相结合的或有资本工具,对做大做强中国保险业具有深远的意义。